Your Credit Rating - How to improve it...

Here's the link - Improve your credit rating
It's, again taken from that Money Saving Expert guy.
Excerpt.....
"The credit agencies' desire to sell us an ongoing ‘credit monitoring' service costing around £70 a year leaves a loophole open. To tempt you, they offer ‘free trials', which involve setting up a Direct Debit or regular credit card payment, in the hope you'll just let it drip from the account.
So sign up, then view your file at no cost (either instantly or after they've sent a passcode) and then cancel the subscription. Even though they allow 30 days, I'd do this straight away; leave it a month and you may forget.
Equifax. Its Credit Watch Gold* has two options, one at £7.50 a month, but the one to choose is the ‘Free for 30 days and then £69.99 for the year'. When you sign up a payment card will need to be authorised but the £1 fee is not actually charged to your card if you cancel in time. To request cancellation call 0870 0100583 and quote your account reference.
Experian. Its Credit Expert* offers a ‘free 30 day trial then £6.99 per month' service. To cancel, call the free-phone number 0800 656 9000, or email customerservice@creditexpert.co.uk
If you're worried about hassle, and just want a simple online report, then use the CheckMyFile*, credit report, which for £16.95 provides some credit details from all three agencies, in one very easy to understand report." Read On.